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Financing Flowchart

The SBD offers several different services to micro-, small-, and medium-sized enterprises.

Financial Services


Granted through financial operators through direct loans, invoice discounts, financial leases, etc.


Loan guarantees to ensure access to financing. Their purpose is to partially ensure viable projects that lack sufficient guarantee to secure the financing granted by the financial operator.

Seed Capital

Resources used during the conceptualization phase of a business.

Business Development Services

  • Training
  • Technical assistance
  • Research and development for innovation and technology transfer
  • Financial education
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